EMEA | London | Global Corporate & Investment Banking (GCIB) Credit EMEA | Full Time Analyst Programme

Global Banking and Markets

GCIB Credit EMEA, Analyst

London, UK

Job Description & Program Overview

Our GCIB Credit EMEA Analyst Program is designed to offer candidates the opportunity to work within our credit underwriting business; “GCIB Credit EMEA”.

The fundamental role of the GCIB Credit EMEA team is to assess a counterparty’s credit risk, which requires a deep understanding of a company's industry, competitive position, strategy and financial performance. You will form a core member of the client coverage team from Day 1 and will help to underwrite, structure, execute and monitor both new and existing Corporate and Financial Institution clients.

GCIB Credit EMEA is primarily split into two sectors - Corporates and Financial Institutions (“FI”) – covering key relationships and geographies across Europe, the Middle East & Africa. Both areas work closely with key partners including Corporate Banking, Investment Banking, Debt Capital Markets, Sales & Trading and Global Treasury Management, providing multi product solutions to national champion and world class clients. There are also specialized teams such as Emerging Markets where Analysts have the opportunity to cover both Corporates and FI. 

Our team orientated and inclusive culture means we recognize and embrace diversity of thought, style and background.

The analyst programme spans two years and includes three rotations which enable analysts to develop a solid knowledge base of the functional areas within GCIB Credit EMEA and the bank. Analysts may be placed in any of our European offices following the end of their final rotation based on business needs.

As an analyst, your key tasks and responsibilities will include but are not limited to:

• Perform intensive qualitative and quantitative credit analysis to assess a counterparty’s credit risk which supports business selection, capital allocation and returns on regulatory capital
• Undertake an industry/sector review identifying risk, trends and recommendations
• Provide business partners with guidance regarding drivers of loan returns and profitability and assist in preparing for Capital Review Council approvals
• Present recommendations to Senior GCIB Credit EMEA colleagues in both written and verbal format
• Be a key member of the team where you will be expected to add value from the beginning of the program

Qualifications

• Candidates are required to be a recent graduate or in their final year of study pursuing a degree from an accredited college or university
• Strong A-Level grades and on track for a minimum 2:1 degree classification (or equivalent) in any degree discipline
• Fluency in English is essential for all roles and a second language may be advantageous
• For some roles within GCIB Credit EMEA such as Emerging Markets a candidate should have a unique insight into the Sub Sahara Africa region with a benefit of active and on the ground experience and education so to advise clients on strategic topics
• Demonstrate accountability and productivity
• Displays conclusion-oriented analytical skills, ideally supported by attention to detail and a good understanding of global financial markets, products and tools
• Be able to influence decisions and outcomes through written and oral effective communication and interpersonal skills
• Demonstrate strong work organisational skills with an ability to prioritise and work under pressure. Ability and willingness to work as part of a team is essential
• Be able to promote cooperation and commitment within a team environment to achieve goals and deliverables
• Demonstrate integrity and ethics by earning other’s trust and respect through consistent honesty and professionalism in all interactions

Our Commitment to Conduct and Environmental, social and governance (ESG)

Good conduct and sound judgment is crucial to our long term success. It’s important that all employees in the organization understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mindset are the cornerstones of our Code of Conduct and are at the heart of managing risk well.

For more information on our commitment to ESG, visit about.bankofamerica.com

Analyst Internship and Full time recruiting takes place on a rolling basis once applications open. Assessments often begin before the deadline, so it is best to submit your application early and not waiting until the deadline.

We are an equal opportunities employer, and ensure that no applicant is subject to less favorable treatment on the grounds of gender, gender identity, marital status, race, color, nationality, ethnic or national origins, age sexual orientation, socio-economic background, responsibilities for dependents, physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.

What if I need workplace adjustments?

Bank of America is committed to ensuring that our online application process provides an equal employment opportunity to all job seekers. If you believe you may need a workplace adjustment in order to search for a job opening or completing an application including video interview, please contact us by emailing juniortalentemea@bofa.com. A response to your request may take up to two business days.

We offer a Competitive Salary and Great Benefits