Global Payments Solutions, Off-Cycle Analyst
Frankfurt, Germany
About Us
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Global Payments Solutions
Are you looking to work within an interactive and progressive team, and to start a career that involves:
- Early client engagement with a consultative approach,
- Responsibility for your product line with a sense of ownership, and
- Developing innovations by working with the latest payment technology?
If yes, then Global Payments Solutions is for you.
Bank of America Global Payments Solutions (GPS) is a leading provider for treasury and cash management solutions. We serve more than 100,000 clients globally, spanning across all segments and industries, from middle-market businesses to the world’s largest corporate and financial institutions.
We leverage innovative technology to enable our clients to efficiently manage their operational finance needs for their day-to-day business activities, in the most efficient way, which enables our clients to access their working capital when they need it, where they need it and how they need it.
To do this, we offer a wide range of innovative product suite with a strong technology focus, including:
- Liquidity Management
- Payment and Receipts
- Transactional Foreign Exchange
- Trade and Supply Chain Finance
- Commercial Card
- Platform and Channels (Online portal, Mobile app, Machine-to-machine and Connectivity)
GPS consists of the following areas:
- Sales:
- Leading and pitching the optimal product offerings to our clients with a consultancy and solution focused approach based on clients’ needs.
- Growing and maintaining the ongoing client relationships.
- Product Management:
- Managing your own product lines’ Profit & Loss, with an entrepreneurial mindset.
- Taking the initiative as a Product Manager (PM) to develop new products and improve existing offerings based on industry trends and regulations, whilst factoring client’s feedback. This is not a single-person job. To do this, PMs partner with Technology, Operations, Compliance, external vendors, and other relevant stakeholders, to bring to life their vision for the product in conjunction with the firm-wide strategies.
- Product Sales Specialist (PSS) offers product expertise and consult and support on winning and growing business. PSS also present the product capabilities directly to clients.
- Sales Enablement:
- Supporting the GPS business from various perspectives, such as Data Analytics, Revenue Management, Contract Management, Bid Management, and Commercialisation.
Each area presents the opportunity to interact directly with clients across the business life cycle.
Programme Overview
We are looking for entrepreneurial, technology-passionate, client-focused individuals; to join us for a six-month analyst programme in GPS where you will learn and experience first-hand how we use the power of our people and technology to transform treasury / cash management solutions for our clients.
Training and Development
Your training and development is our top priority with extensive formal training offered at the start of the programme in addition to on the job support, educational speaker events and mentorship throughout.
What your time will look like with us?
- You will be aligned with, and work on projects for either the Sales and Product teams within GPS; as a Treasury Sales / Product Analyst you will be thrust into our customer-driven and technology-focused culture placing you at the heart of transactional banking
- Early exposure to work with clients; this will include attending client / prospective client meetings (either virtual or face-to-face) as well as contributing to the growth and winning of new business
- Learn how money moves around the globe and how our treasury and cash management solutions support transaction flows for some of the biggest corporate and financial institutions in the world
- Understand the end-to-end lifecycle of GPS business: product development, commercialisation, sales pitch preparation, proposal delivery to clients, pricing negotiation, legal negotiation, client onboarding / implementation after the business is won, and ongoing maintenance of client relationships
- Exposure to / collaboration with the wider pool of stakeholders whom GPS works with (e.g., the various GPS product areas outside your summer programme alignment, our internal partners across Commercial and Corporate Banking and the internal / external support teams in Sales Enablement, Servicing, Compliance and Technology, etc.)
- Develop the necessary technical skills to analyse data in excel, build presentation slides in PowerPoint and work with Profit & Loss statement. In addition, you will be given the ability to further hone upon the = soft skills needed to effectively communicate with clients, collaborate with stakeholders across all levels and present your ideas to an audience from diverse backgrounds
What We Are Looking For:
- Fluency in English and German is essential
- A genuine interest in transaction services, innovation and fintech
- Proactive and resourceful attitude to learn different parts of the business and expand your network, knowing when and where to pull the right teams together to win new business and resolve client issues
- Ability to thrive in a collaborative environment is essential to succeed in GPS - we work with a variety of stakeholders across a wide range of businesses and at all levels. We are a business about people with a grounded and friendly culture, who pride ourselves on working as a team in order to achieve our common goal
- Solid analytical and problem-solving skills to identify the root cause of any given challenge coupled with knowledge as to how our technology-focused products and services help the business needs of our clients
- Excellent communication and interpersonal skills, with the ability to pivot and improvise regardless of your audience
- A high standard of integrity and professionalism at all times, both internally and externally
Eligibility:
- Candidates are required to be pursuing a Bachelor’s or Master’s degree from an accredited college or university with a completion time frame between April 2026 and July 2027. Completion means that you have completed all final exams, coursework, and have no outstanding requirements for graduation. Please note that we reserve the right to request evidence of this completion date before extending an offer.
- Applications are accepted from a diverse range of degree disciplines such as the arts and humanities, as well as numerically focused subjects such as economics and mathematics
- On track for a minimum 2:1 degree classification (or equivalent)
Candidates who perform well during the internship may be offered full time employment to commence in July 2027; some lines of business may also offer the opportunity of a January or April start date. You must be available to join on one of these start dates if offered, unfortunately we are unable to offer deferrals.
Our Recruitment Process
Analyst internship and full-time recruiting takes place on a rolling basis once our applications are open. Assessments often begin before the deadline, so it’s best to submit your application early as this will give you the best chance of being considered for the role.
We care deeply about shaping the world of work to be an equal and inclusive one – and that starts with our recruitment process. We know just how important and valuable it is to have a wide range of skills, backgrounds and experiences shaping our work and ideas. We welcome applicants from all backgrounds, and we’re proud to focus on attracting, retaining and developing diverse talent within Bank of America. Together, we aim to mirror the customers, clients and communities we serve.
We are an equal opportunities employer, and ensure that no applicant is subject to less favourable treatment on the grounds of gender, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, age, sexual orientation, being pregnant or on maternity leave, socio-economic background, responsibilities for dependants, physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications, and experience.
What If I Need Workplace Adjustments?
We’re committed to ensuring our online application process provides an equal employment opportunity to all job seekers. If you need a workplace adjustment to search for a job opening, need help completing your application or video interview, please email juniortalentemea@bofa.com and let us know. We’ll get back to you within two business days.
We Offer a Competitive Salary and Benefits Package
We are an equal opportunities employer, and ensure that no applicant is subject to less favourable treatment on the grounds of gender, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, age, sexual orientation, being pregnant or on maternity leave, socio-economic background, responsibilities for dependants, physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.
